Zakat Calculator 2026 — Calculate Zakat on Wealth (Pakistan)

What is a Zakat 2026?

Zakat is the third pillar of Islam — a mandatory annual payment of 2.5% on zakatable wealth held for one complete lunar year (Hawl). The CalcSphere Zakat Calculator 2026 covers all asset types — cash, gold, silver, stocks, savings, and mutual funds — and applies the zakat calculation method Pakistan 2026 endorsed by Pakistani scholars. Pakistani Nisab Ruling 2026: According to Fiqhi Muqalat by Mufti Taqi Usmani (Volume 1, Page 31), anyone with a mixture of assets must use the silver nisab. Darul Uloom Karachi holds the same position: when wealth includes multiple asset types, the silver threshold (612.36 grams) is the correct standard. The silver threshold is lower than gold's, meaning more people meet the obligation — a ruling considered more beneficial for the poor. The gold nisab (87.48 grams) applies only when wealth consists entirely of gold. Current Nisab Pakistan 2026: Silver Nisab = 612.36 grams × current silver price per gram (Google 'silver price Pakistan today') Gold Nisab = 87.48 grams × current gold price per gram (only for exclusively gold wealth) Zakatable assets include: all bank balances and cash savings, gold and silver jewellery at current market value per gram, stocks and mutual funds at today's price, business inventory at current selling price, and receivables you expect to recover. Non-zakatable assets include: your primary home, personal vehicle, household furniture, clothing, and any asset held for less than one full lunar year.

How to Use This Calculator

This Zakat calculator walks you through how to calculate Zakat on your total wealth — step by step. Step 1: Enter your cash and bank savings (current account, savings account, cash at home). Zakat on savings is due at 2.5% if total wealth clears the nisab threshold. Step 2: Enter the current market value of all gold you own — jewellery, coins, bars. Zakat on gold is calculated at today's gold rate per gram, not the price you originally paid. Step 3: Enter the current market value of all silver you own. Step 4: Enter stocks and mutual funds at today's market price. Both are obligatory at 2.5% of current market value. Step 5: Enter any receivables — money others owe you that you expect to recover. Step 6: Silver Nisab is pre-selected based on the ruling in Fiqhi Muqalat (Mufti Taqi Usmani, Vol 1 Page 31). The calculator auto-fetches today's silver price — verify against Google or SBP if needed. Step 7: Click Calculate. If total wealth exceeds the nisab threshold Pakistan 2026, your 2.5% Zakat is displayed. Debts you OWE may be deducted from total zakatable wealth before applying the rate.

💡 Pro Tips

• ✓Silver nisab is pre-selected following the Darul Uloom Karachi position and Mufti Taqi Usmani's ruling in Fiqhi Muqalat (Vol 1, Page 31) — this applies whenever your wealth includes more than just gold.
• ✓Zakat is due on wealth held for one complete lunar year (Hawl) — not just what you own today. Calculate on the anniversary of when your wealth first exceeded nisab.
• ✓Zakat on jewellery Pakistan: all gold and silver jewellery is zakatable at today's market rate per gram — not the price you paid. Weigh your jewellery and multiply by the current gold or silver price.
• ✓Business stock and trade inventory is zakatable at current selling price on the date of calculation — not your purchase cost.
• ✓Debts and loans you OWE can be deducted from total zakatable wealth before applying the nisab threshold and 2.5% rate.
• ✓Zakat can be paid in monthly installments — divide your total annual Zakat by 12 to make manageable monthly payments throughout the year.
• ✓Your primary home, personal car, and household furniture are NOT zakatable assets — only wealth held for trade or investment is subject to Zakat.
• ✓If uncertain about a specific asset type, consult your local mufti or Darul Ifta for a ruling tailored to your situation.

Who Uses This Calculator?

Pakistani Muslims calculating Zakat on savings, stocks, and mutual funds according to the 2026 nisab ruling. Overseas Pakistanis in UAE, Saudi Arabia, UK, and USA determining annual Zakat on PKR and foreign currency holdings. Business owners calculating Zakat on trade inventory and receivables. Families calculating Zakat on jewellery Pakistan at current gold rates. Anyone checking whether their wealth exceeds the nisab threshold Pakistan 2026 and how much Zakat they owe.

Frequently Asked Questions