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High-Yield Savings Account Calculator

Calculate how much your money will grow in a high-yield savings account with monthly contributions and compound APY.

💱 Amounts shown in selected currency. Rates are approximate — for exact rates check your bank.

About This Calculator

Projects the growth of a high-yield savings account balance, including an optional monthly contribution, compounded monthly at your account's APY.

Projects the growth of a high-yield savings account balance, including an optional monthly contribution, compounded monthly at your account's APY.

As of recent years, high-yield savings accounts typically offer 4–5% APY, compared to under 0.5% for traditional savings accounts.

Yes — in the US, interest earned is taxable as ordinary income and reported on Form 1099-INT.

✓ 100% Free — no sign-up

✓ Works on mobile & desktop

✓ Instant results

✓ No data stored or shared

✓ Updated for 2026

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